Charles Street Finance 0161 333 1981 Loan enquiry
Products  /  Revolving Credit Facility

Agile funding for strategic opportunity.

Pre-agreed funding you draw as and when you need it — committed for up to 36 months, with no re-underwriting per drawdown and interest only on what you borrow. Funds within 48 hours.

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From 0.99% pm Up to 70% LTV 24–36 month commitment Funds in 48 hours
Revolving credit facility
How it works

Draw, repay, redraw

Once agreed, your facility is available for the full term without further approvals or underwriting checks.

01
Agree the facility
One underwrite sets your limit — committed for 24–36 months.
02
Draw within 48 hours
Access funds fast enough to secure off-market and discounted deals.
03
Pay for what you use
Interest only on drawn funds, from 0.99% per month.
04
Portfolio expansion
Move on buy-to-let and development opportunities without delay.
05
Business cash flow
Support working capital and manage cash flow efficiently.
06
Debt consolidation
Refinance higher-cost borrowing to improve financial efficiency.
Why Charles Street

A financial edge for time-sensitive deals

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Committed facility for 24–36 months
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Rates from 0.99% per month, up to 70% LTV
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Funds accessible within 48 hours
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No re-underwriting per drawdown, no routine revaluations
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Minimum initial drawdown £150,000; further drawdowns from £50,000
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Fully flexible use — not restricted to property purchases
Strategic funding
Revolving credit

Frequently asked questions

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Pre-agreed funding that lets you borrow as and when you need to — giving you the flexibility to seize opportunities quickly, and meaning you only pay interest on the funds you've borrowed from the facility.
Committed for 24 to 36 months, depending on circumstances. Once agreed, funds are available for this period without further approvals or underwriting checks.
On your residential or commercial property. As the loan is secured on property, the overall cost of borrowing can be lower than shorter-term finance.
The minimum day-one drawdown is £150,000. Further drawdowns must be at least £50,000 each.
No. Once the facility is approved and in place, individual drawdowns are not underwritten again — providing speed and certainty of funding. We also don't require routine revaluations during the term.
No — the facility is fully flexible. Many clients use it for working capital, business cash flow, or to refinance and consolidate higher-cost borrowing.

Ready when opportunity strikes?

Set up your facility once — draw within 48 hours whenever you need it.

Call 0161 333 1981 Enquire now