Charles Street Finance 0161 333 1981 Loan enquiry
Products  /  Bridging Loans

Bridging loans that move at the speed of your deal.

Fast, flexible short-term funding for property professionals and private individuals — auction purchases, refurbishments, chain breaks and capital raises. Indicative terms within 24 hours.

Enquire now Estimate a payment
£100k – £5m+ From 0.75% pm Up to 75% LTV 1–24 month terms
Bridging finance
Lending scenarios

Scenarios we specialise in

From auction purchases to development exits — and if your case doesn't fit a box, we assess it on its merits.

01
Auction purchase
Complete within tight auction deadlines with funding lined up before you bid.
02
EPC refurbishment
Fund energy-efficiency upgrades on rental stock with our new EPC Refurb Bridge.
03
Property refurbishment
Light and heavy refurb projects to boost value or rental returns.
04
Buying before selling
Secure your next property before your current one completes.
05
Unmortgageable property
Finance for properties mainstream lenders won't touch, habitable or not.
06
Discounted purchase
Move quickly to capture below-market-value opportunities.
Why Charles Street

Built for speed, priced for certainty

✓
Fast decisions — indicative terms within 24 hours
✓
Loans from £100,000 to £5 million+
✓
Up to 75% Loan-to-Value
✓
Terms from 1 to 24 months
✓
Residential, commercial and mixed-use property accepted
✓
Capital raising against unencumbered properties
Client meeting
Clients' success stories

What borrowers say

"

If you want old fashioned banking, no messing about and an instant decision, use this company. There is no one who understands the market or makes decisions quicker.

Repeat client, 6 years
"

Their efficiency, clarity and willingness to communicate at all times meant we got our first transaction completed way ahead of schedule.

Property developer
"

Extremely professional and always eager to assist. Eight major deals completed over four years — I hope this partnership continues for years to come.

Portfolio investor
Bridging finance

Frequently asked questions

Property investors, landlords and developers, limited companies (SPVs and trading businesses), private individuals (UK and non-UK residents, for business purposes) and self-employed borrowers.
A short-term finance solution used to bridge the gap between two financial transactions — typically in property scenarios such as buying before selling or securing an auction purchase.
When the loan purpose is not personal residential occupation — for example property investment, capital raising for business purposes, auction purchases with fast completion, planning gain, chain breaks, probate release or renovation financing.
Loans from £100,000 to £5 million+, with larger loans considered by referral.
Indicative terms within 24 hours and typical completion in around 8 days. Subject to circumstances, we can fund within 24 hours of enquiry.

Need funding fast? We're here to help.

Indicative terms within 4 hours. Typical completion in ~8 days.

Call 0161 333 1981 Enquire now