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Products  /  Buy-To-Let

Buy-To-Let finance built for landlords.

Longer-term mortgages to purchase or refinance properties you have let or agreed to let out — for portfolio landlords and first-time investors alike.

£100k – £5m+ From 7.99% pa Up to 75% LTV 5–30 year terms
Buy-To-Let finance
Who it's for

Buy-To-Let made simple

Flexible funding for landlords and investors alike — assessed on merit, not tick boxes.

Why Charles Street

Built for portfolios of every size

Terms from 5 to 30 years
Rates from 7.99% pa
Up to 75% Loan-to-Value
Loans from £100,000 to £5 million+
First-time and portfolio landlords welcome
Flexible underwriting with commercial understanding
Rental property
Buy-To-Let finance

Frequently asked questions

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Longer-term mortgages to support the purchase or refinance of properties you have let or agreed to let out. Terms between 5–30 years.
• Landlords expanding portfolios • SPVs and trading companies • Investors preparing for a remortgage
Perfect for: • First-time or portfolio landlords • Properties needing work before refinancing • Chain-break scenarios or auction purchases • Below-market-value or off-market acquisitions
Loans from £100,000 to £5 million+, with larger loans considered by referral.

Growing your portfolio?

Speak to a decision-maker about your next acquisition or refinance.